{"id":39156,"date":"2026-04-30T11:00:42","date_gmt":"2026-04-30T07:30:42","guid":{"rendered":"https:\/\/bimeh.com\/mag\/?p=39156"},"modified":"2026-04-29T14:04:01","modified_gmt":"2026-04-29T10:34:01","slug":"increase-employees-salary-1405","status":"publish","type":"post","link":"https:\/\/bimeh.com\/mag\/increase-employees-salary-1405\/","title":{"rendered":"\u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u0648 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 + \u062c\u062f\u0648\u0644 \u062c\u0632\u0626\u06cc\u0627\u062a \u062d\u0642\u0648\u0642"},"content":{"rendered":"<p>\u0637\u0628\u0642 \u0645\u0635\u0648\u0628\u0647 \u0634\u0648\u0631\u0627\u06cc \u0639\u0627\u0644\u06cc \u06a9\u0627\u0631\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u0628\u0631\u0627\u06cc \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 \u0628\u0631\u0627\u0628\u0631 \u06f6\u06f0 \u062f\u0631\u0635\u062f \u0627\u0639\u0644\u0627\u0645 \u0634\u062f\u0647 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u0647 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u0627\u0633\u062a \u0648 \u0633\u0627\u06cc\u0631 \u0633\u0637\u0648\u062d \u0645\u0632\u062f\u06cc\u060c \u0627\u0641\u0632\u0627\u06cc\u0634 \u06f4\u06f5 \u062f\u0631\u0635\u062f\u06cc \u062f\u0627\u0634\u062a\u0647 \u0627\u0633\u062a. \u0628\u0631\u0627\u06cc\u0646\u200c\u0627\u0633\u0627\u0633\u060c \u062d\u062f\u0627\u0642\u0644 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 \u0627\u0632 <strong>\u06f1\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u0648 \u06f3\u06f9\u06f0 \u0647\u0632\u0627\u0631 \u062a\u0648\u0645\u0627\u0646 <\/strong>\u0628\u0647 <strong>\u06f1\u06f6 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u0648 \u06f6\u06f2\u06f5 \u0647\u0632\u0627\u0631 \u062a\u0648\u0645\u0627\u0646<\/strong> \u0631\u0633\u06cc\u062f\u0647 \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647\u060c \u0645\u06cc\u0632\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u0648 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646\u060c \u0645\u0639\u0627\u0641\u06cc\u062a\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc\u060c \u0639\u06cc\u062f\u06cc\u060c \u0633\u0646\u0648\u0627\u062a \u0648 \u0633\u0627\u06cc\u0631 \u0645\u0624\u0644\u0641\u0647\u200c\u0647\u0627\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u062d\u0642\u0648\u0642 \u0648 \u062f\u0633\u062a\u0645\u0632\u062f \u06a9\u0647 \u0646\u0633\u0628\u062a \u0628\u0647 \u0633\u0627\u0644 \u06af\u0630\u0634\u062a\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0627\u0634\u062a\u0647\u200c\u0627\u0646\u062f \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u0645.<\/p>\r\n<h2><strong>\u062c\u062f\u0648\u0644 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u06f1\u06f4\u06f0\u06f5<\/strong><\/h2>\r\n<p>\u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0642\u0648\u0627\u0646\u06cc\u0646 \u0648\u0632\u0627\u0631\u062a \u06a9\u0627\u0631 \u0634\u0627\u0645\u0644 \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0627\u0633\u062a:<\/p>\r\n<ul>\r\n<li>\u062d\u062f\u0627\u0642\u0644 \u062f\u0633\u062a\u0645\u0632\u062f<\/li>\r\n<li>\u0628\u0646 \u06a9\u0627\u0631\u06af\u0631\u06cc<\/li>\r\n<li>\u062d\u0642 \u0645\u0633\u06a9\u0646<\/li>\r\n<li>\u062d\u0642 \u0627\u0648\u0644\u0627\u062f (\u0628\u0631\u0627\u06cc \u0647\u0631 \u0641\u0631\u0632\u0646\u062f)<\/li>\r\n<li>\u062d\u0642 \u062a\u0627\u0647\u0644<\/li>\r\n<li>\u067e\u0627\u06cc\u0647 \u0633\u0646\u0648\u0627\u062a<\/li>\r\n<\/ul>\r\n<p>\u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631\u060c \u062c\u0632\u0626\u06cc\u0627\u062a \u06a9\u0627\u0645\u0644\u06cc \u0627\u0632 <a href=\"https:\/\/bimeh.com\/mag\/work-laws\/\" target=\"_blank\" rel=\"noopener\">\u062d\u0642\u0648\u0642 \u0627\u062f\u0627\u0631\u0647 \u06a9\u0627\u0631 \u06f1\u06f4\u06f0\u06f5<\/a> \u0622\u0645\u062f\u0647 \u0627\u0633\u062a:<\/p>\r\n<table class=\"has-fixed-layout\" style=\"height: 1018px;\" width=\"722\">\r\n<tbody>\r\n<tr>\r\n<td class=\"has-text-align-center\" style=\"text-align: center;\" colspan=\"2\" data-align=\"center\"><strong>\u062c\u062f\u0648\u0644 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u0648 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 (\u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc)<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0634\u0631\u062d<\/strong><\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0645\u0627\u0647\u0627\u0646\u0647 (\u0631\u06cc\u0627\u0644)<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u062f\u0627\u0642\u0644 \u062f\u0633\u062a\u0645\u0632\u062f (\u0628\u0627 \u0645\u0628\u0646\u0627\u06cc \u06f3\u06f0 \u0631\u0648\u0632)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f6\u06f6,\u06f2\u06f5\u06f5,\u06f5\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0628\u0646 \u06a9\u0627\u0631\u06af\u0631\u06cc<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f2,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u0645\u0633\u06a9\u0646<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f3\u06f0,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u0627\u0648\u0644\u0627\u062f (\u0628\u0631\u0627\u06cc \u0647\u0631 \u0641\u0631\u0632\u0646\u062f)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f6,\u06f6\u06f2\u06f5,\u06f5\u06f5\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u067e\u0627\u06cc\u0647 \u0633\u0646\u0648\u0627\u062a (\u0628\u0647 \u0634\u0631\u0637 \u062f\u0627\u0634\u062a\u0646 \u06cc\u06a9 \u0633\u0627\u0644 \u0633\u0627\u0628\u0642\u0647 \u06a9\u0627\u0631)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f5,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u062a\u0627\u0647\u0644 (\u062d\u062f\u0627\u0642\u0644 \u0628\u06af\u06cc\u0631\u0627\u0646 \u0648 \u0633\u0627\u06cc\u0631 \u0633\u0637\u0648\u062d)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f5,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u067e\u0627\u06cc\u0647 \u0633\u0646\u0648\u0627\u062a (\u0628\u0647 \u0634\u0631\u0637 \u062f\u0627\u0634\u062a\u0646 \u06cc\u06a9 \u0633\u0627\u0644 \u0633\u0627\u0628\u0642\u0647 \u06a9\u0627\u0631)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f5,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0628\u0646 \u06a9\u0627\u0631\u06af\u0631\u06cc<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f2,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u0645\u0633\u06a9\u0646<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f3\u06f0,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u0627\u0648\u0644\u0627\u062f (\u0628\u0631\u0627\u06cc \u0647\u0631 \u0641\u0631\u0632\u0646\u062f)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f6,\u06f6\u06f2\u06f5,\u06f5\u06f5\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0632\u062f \u0633\u0627\u0639\u062a\u06cc \u06f1\u06f4\u06f0\u06f5 (\u0647\u0631 \u0633\u0627\u0639\u062a \u06a9\u0627\u0631 \u0639\u0627\u062f\u06cc)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f7\u06f5\u06f6,\u06f0\u06f5\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0648\u0642 \u0627\u0644\u0639\u0627\u062f\u0647 \u0645\u0632\u062f \u0647\u0631 \u0633\u0627\u0639\u062a \u0627\u0636\u0627\u0641\u0647 \u06a9\u0627\u0631\u06cc \u06f1\u06f4\u06f0\u06f5<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1,\u06f0\u06f5\u06f8,\u06f4\u06f7\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0648\u0642 \u0627\u0644\u0639\u0627\u062f\u0647 \u0645\u0632\u062f \u0647\u0631 \u0633\u0627\u0639\u062a \u0634\u0628 \u06a9\u0627\u0631\u06cc \u06f1\u06f4\u06f0\u06f5<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f6\u06f4,\u06f6\u06f1\u06f8<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0648\u0642 \u0627\u0644\u0639\u0627\u062f\u0647 \u0645\u0632\u062f \u0647\u0631 \u0631\u0648\u0632 \u062c\u0645\u0639\u0647 \u06a9\u0627\u0631\u06cc \u06f1\u06f4\u06f0\u06f5<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2,\u06f2\u06f1\u06f6,\u06f7\u06f4\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0648\u0642 \u0627\u0644\u0639\u0627\u062f\u0647 \u0646\u0648\u0628\u062a \u06a9\u0627\u0631\u06cc \u0635\u0628\u062d \u2013 \u0639\u0635\u0631 \u06f1\u06f4\u06f0\u06f5 \u2013 \u0634\u0628 \u0645\u0639\u0627\u062f\u0644 \u06f1\u06f5% \u062d\u0642\u0648\u0642 \u0645\u0627\u0647\u0627\u0646\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f4,\u06f9\u06f3\u06f8,\u06f2\u06f3\u06f5<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0648\u0642 \u0627\u0644\u0639\u0627\u062f\u0647 \u0646\u0648\u0628\u062a \u06a9\u0627\u0631\u06cc \u0635\u0628\u062d \u2013 \u0639\u0635\u0631 \u06f1\u06f4\u06f0\u06f5 \u0645\u0639\u0627\u062f\u0644 \u06f1\u06f0% \u062d\u0642\u0648\u0642 \u0645\u0627\u0647\u0627\u0646\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f6,\u06f6\u06f2\u06f5,\u06f5\u06f5\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0641\u0648\u0642 \u0627\u0644\u0639\u0627\u062f\u0647 \u0646\u0648\u0628\u062a \u06a9\u0627\u0631\u06cc \u0635\u0628\u062d \u2013 \u0634\u0628 \u0648 \u06cc\u0627 \u0639\u0635\u0631 \u2013 \u0634\u0628 \u0645\u0639\u0627\u062f\u0644 \u06f2\u06f2.\u06f5% \u062d\u0642\u0648\u0642 \u0645\u0627\u0647\u0627\u0646\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f3\u06f7,\u06f4\u06f0\u06f7,\u06f4\u06f8\u06f8<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0639\u06cc\u062f\u06cc \u0648 \u067e\u0627\u062f\u0627\u0634 \u06f1\u06f4\u06f0\u06f5 \u0628\u0631\u0627\u06cc \u0647\u0631 \u0645\u0627\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f7,\u06f7\u06f0\u06f9,\u06f2\u06f5\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0633\u0646\u0648\u0627\u062a (\u067e\u0627\u06cc\u0627\u0646\u06a9\u0627\u0631) \u06f1\u06f4\u06f0\u06f5 \u0628\u0631\u0627\u06cc \u0647\u0631 \u0645\u0627\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f3,\u06f8\u06f5\u06f4,\u06f6\u06f2\u06f5<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0627\u0646\u062f\u0647 \u0645\u0631\u062e\u0635\u06cc \u06f1\u06f4\u06f0\u06f5 \u0628\u0631\u0627\u06cc \u0647\u0631 \u0631\u0648\u0632 (\u06a9\u0627\u0631\u06af\u0631 \u0645\u062c\u0631\u062f \u0628\u062f\u0648\u0646 \u0641\u0631\u0632\u0646\u062f)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f7,\u06f2\u06f7\u06f5,\u06f1\u06f8\u06f3<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0645\u0627\u0646\u062f\u0647 \u0645\u0631\u062e\u0635\u06cc \u06f1\u06f4\u06f0\u06f5 \u0628\u0631\u0627\u06cc \u0647\u0631\u0631\u0648\u0632 (\u06a9\u0627\u0631\u06af\u0631 \u0645\u062a\u0627\u0647\u0644 \u0628\u0627 \u06cc\u06a9 \u0641\u0631\u0632\u0646\u062f)<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f7,\u06f9\u06f9\u06f6,\u06f0\u06f3\u06f5<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u062f\u0627\u0642\u0644 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0633\u0647\u0645 \u06a9\u0627\u0631\u06af\u0631 \u06f7%<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f5,\u06f6\u06f2\u06f7,\u06f8\u06f8\u06f5<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u062f\u0627\u0642\u0644 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0633\u0647\u0645 \u06a9\u0627\u0631\u0641\u0631\u0645\u0627 \u06f2\u06f3%<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f5\u06f1,\u06f3\u06f4\u06f8,\u06f7\u06f6\u06f5<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0633\u0642\u0641 \u0645\u0639\u0627\u0641\u06cc\u062a \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0645\u0627\u0647\u0627\u0646\u0647 \u06f1\u06f4\u06f0\u06f5<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f4\u06f0,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h2><strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u06f1\u06f4\u06f0\u06f5 \u0646\u0633\u0628\u062a \u0628\u0647 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4<\/strong><\/h2>\r\n<p>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u062f\u0627\u0642\u0644 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642 \u0645\u0633\u06a9\u0646\u060c \u062d\u0642 \u062a\u0627\u0647\u0644 \u0648 &#8230; \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 \u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631 \u0622\u0645\u062f\u0647 \u0627\u0633\u062a:<\/p>\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0639\u0646\u0648\u0627\u0646<\/strong><\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0645\u0628\u0644\u063a \u06f1\u06f4\u06f0\u06f4<\/strong> <strong>(\u0631\u06cc\u0627\u0644)<\/strong><\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0645\u0628\u0644\u063a \u06f1\u06f4\u06f0\u06f5<\/strong> <strong>(\u0631\u06cc\u0627\u0644)<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u0647 \u0645\u0627\u0647\u0627\u0646\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f0\u06f3.\u06f9\u06f0\u06f9.\u06f6\u06f8\u06f0<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f6\u06f6,\u06f2\u06f5\u06f5,\u06f5\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u0628\u0646 \u06a9\u0627\u0631\u06af\u0631\u06cc<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f2.\u06f0\u06f0\u06f0.\u06f0\u06f0\u06f0<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f2,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u0645\u0633\u06a9\u0646<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f9.\u06f0\u06f0\u06f0.\u06f0\u06f0\u06f0<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f3\u06f0,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u062a\u0627\u0647\u0644<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f5.\u06f0\u06f0\u06f0.\u06f0\u06f0\u06f0<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f5,\u06f0\u06f0\u06f0,\u06f0\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u0642 \u0627\u0648\u0644\u0627\u062f<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f0.\u06f3\u06f9\u06f0.\u06f9\u06f6\u06f8<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f6,\u06f6\u06f2\u06f5,\u06f5\u06f5\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06a9\u0627\u0631\u06af\u0631 \u0645\u062c\u0631\u062f \u0628\u062f\u0648\u0646 \u0641\u0631\u0632\u0646\u062f \u0628\u062f\u0648\u0646 \u0633\u0627\u0628\u0642\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f3\u06f4.\u06f9\u06f0\u06f9.\u06f6\u06f8\u06f0<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f1\u06f8,\u06f2\u06f5\u06f5,\u06f5\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06a9\u0627\u0631\u06af\u0631 \u0645\u062a\u0627\u0647\u0644 \u0628\u062f\u0648\u0646 \u0641\u0631\u0632\u0646\u062f \u0648 \u0628\u062f\u0648\u0646 \u0633\u0627\u0628\u0642\u0647<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f3\u06f9,\u06f9\u06f0\u06f9,\u06f6\u06f8\u06f0<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f2\u06f3,\u06f2\u06f5\u06f5,\u06f5\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06a9\u0627\u0631\u06af\u0631 \u0645\u062a\u0627\u0647\u0644 \u0628\u062f\u0648\u0646 \u0633\u0627\u0628\u0642\u0647 \u0628\u0627 \u06cc\u06a9 \u0641\u0631\u0632\u0646\u062f<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f5\u06f0,\u06f3\u06f0\u06f0,\u06f6\u06f4\u06f8<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f3\u06f9,\u06f8\u06f8\u06f1,\u06f0\u06f5\u06f0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u062d\u062f\u0627\u0642\u0644 \u062d\u0642\u0648\u0642 \u0627\u062f\u0627\u0631\u0647 \u06a9\u0627\u0631 \u0645\u062a\u0627\u0647\u0644\u06cc\u0646 \u0628\u0627 \u062f\u0648 \u0641\u0631\u0632\u0646\u062f<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f1\u06f6\u06f0,\u06f6\u06f9\u06f1,\u06f6\u06f1\u06f6<\/td>\r\n<td class=\"has-text-align-center\" data-align=\"center\">\u06f2\u06f5\u06f6,\u06f5\u06f0\u06f6,\u06f6\u06f0\u06f0<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n<!-- \/wp:post-content -->\r\n\r\n<!-- wp:heading -->\r\n<h2><span class=\"ez-toc-section\" id=\"%D8%A7%D9%81%D8%B2%D8%A7%DB%8C%D8%B4_%D8%AF%D8%B3%D8%AA%D9%85%D8%B2%D8%AF_%D8%A7%D8%B6%D8%A7%D9%81%D9%87_%DA%A9%D8%A7%D8%B1%DB%8C_%DA%A9%D8%A7%D8%B1%D9%85%D9%86%D8%AF%D8%A7%D9%86_%DB%B1%DB%B4%DB%B0%DB%B5\"><\/span><strong>\u0627\u0641\u0632\u0627\u06cc\u0634 <\/strong><strong>\u062f\u0633\u062a\u0645\u0632\u062f \u0627\u0636\u0627\u0641\u0647 \u06a9\u0627\u0631\u06cc \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 <\/strong><strong>\u06f1\u06f4\u06f0\u06f5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>\u062f\u0633\u062a\u0645\u0632\u062f \u0627\u0636\u0627\u0641\u0647 \u06a9\u0627\u0631\u06cc \u062f\u0631 \u0633\u0627\u0644 \u062c\u062f\u06cc\u062f \u0627\u0632 \u06f6\u06f6,\u06f1\u06f5\u06f4 \u062a\u0648\u0645\u0627\u0646 \u0628\u0647 \u06f1\u06f0\u06f5,\u06f8\u06f4\u06f3 \u062a\u0648\u0645\u0627\u0646 \u0631\u0633\u06cc\u062f\u0647 \u0627\u0633\u062a. \u0628\u0631\u0627\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u062f\u0633\u062a\u0645\u0632\u062f \u0627\u0636\u0627\u0641\u0647 \u06a9\u0627\u0631\u06cc \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 \u0627\u0628\u062a\u062f\u0627 \u0628\u0627\u06cc\u062f \u0645\u0632\u062f \u06cc\u06a9 \u0633\u0627\u0639\u062a \u06a9\u0627\u0631 \u0639\u0627\u062f\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u0634\u0648\u062f. \u0633\u067e\u0633 \u0636\u0631\u06cc\u0628 \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u0636\u0627\u0641\u0647\u200c\u06a9\u0627\u0631\u06cc \u0628\u0647 \u0622\u0646 \u0627\u0639\u0645\u0627\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\r\n<p>\u0641\u0631\u0645\u0648\u0644 \u0645\u062d\u0627\u0633\u0628\u0647 \u0628\u0647 \u0634\u06a9\u0644 \u0632\u06cc\u0631 \u0627\u0633\u062a:<\/p>\r\n<p><strong>\u0645\u0632\u062f \u0647\u0631 \u0633\u0627\u0639\u062a \u06a9\u0627\u0631 \u0639\u0627\u062f\u06cc=\u00a0 \u06f7.\u06f3\u06f3 \u00f7 \u0645\u0632\u062f \u0631\u0648\u0632\u0627\u0646\u0647\u00a0<\/strong><\/p>\r\n<p>\u0633\u067e\u0633 \u0628\u0631\u0627\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u0627\u0636\u0627\u0641\u0647\u200c\u06a9\u0627\u0631\u06cc:<\/p>\r\n<p><strong>\u0645\u0632\u062f \u0647\u0631 \u0633\u0627\u0639\u062a \u0627\u0636\u0627\u0641\u0647 \u06a9\u0627\u0631\u06cc= \u00a0\u06f1.\u06f4 \u00d7 \u0645\u0632\u062f \u0633\u0627\u0639\u062a\u06cc<\/strong><\/p>\r\n<p><strong>\u0646\u06a9\u062a\u0647:<\/strong> \u0636\u0631\u06cc\u0628 \u06f1.\u06f4 \u0647\u0645\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 %\u06f4\u06f0 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u0642\u0627\u0646\u0648\u0646 \u06a9\u0627\u0631 \u0630\u06a9\u0631 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"%D8%AD%D8%B0%D9%81_%D9%85%D8%B9%D8%A7%D9%81%DB%8C%D8%A7%D8%AA_%D9%85%D8%A7%D9%84%DB%8C%D8%A7%D8%AA%DB%8C_%D8%AF%D8%B1%D8%B5%D9%88%D8%B1%D8%AA_%D8%A7%D9%81%D8%B2%D8%A7%DB%8C%D8%B4_%D8%AD%D9%82%D9%88%D9%82_%DA%A9%D8%A7%D8%B1%D9%85%D9%86%D8%AF%D8%A7%D9%86\"><\/span><strong>\u062d\u0630\u0641 \u0645\u0639\u0627\u0641\u06cc\u0627\u062a \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u062f\u0631\u0635\u0648\u0631\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>\u0628\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646\u060c \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631\u0627\u06cc \u0622\u0646\u200c\u0647\u0627 \u062a\u0627 \u062f\u0631\u0635\u062f \u0645\u0634\u062e\u0635\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u062f\u0631 \u0644\u0627\u06cc\u062d\u0647 \u0628\u0648\u062f\u062c\u0647 \u06f1\u06f4\u06f0\u06f5\u060c \u062a\u0627 \u0633\u0642\u0641 \u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062f\u0631 \u0645\u0627\u0647 \u0627\u0632 \u0645\u0627\u0644\u06cc\u0627\u062a \u0645\u0639\u0627\u0641 \u0627\u0633\u062a. \u062f\u0631\u0635\u0648\u0631\u062a\u06cc\u200c\u06a9\u0647 \u062d\u0642\u0648\u0642 \u0634\u0645\u0627 \u0627\u0632 \u0627\u06cc\u0646 \u0645\u0642\u062f\u0627\u0631 \u0628\u06cc\u0634\u062a\u0631 \u0628\u0627\u0634\u062f\u060c \u0645\u0627\u0632\u0627\u062f \u0622\u0646 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u067e\u0644\u06a9\u0627\u0646\u06cc \u0648 \u0628\u0647 \u0634\u06a9\u0644 \u0632\u06cc\u0631 \u0645\u0627\u0644\u06cc\u0627\u062a \u062f\u0627\u0631\u062f:<\/p>\r\n<table dir=\"rtl\" style=\"height: 262px;\" border=\"1\" width=\"717\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\"><colgroup><col width=\"100\" \/><col width=\"100\" \/><col width=\"273\" \/><\/colgroup>\r\n<tbody>\r\n<tr>\r\n<td dir=\"rtl\">\r\n<div>\r\n<div>\u062d\u0642\u0648\u0642 \u0645\u0627\u0647\u0627\u0646\u0647<\/div>\r\n<div>(\u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646)<\/div>\r\n<\/div>\r\n<\/td>\r\n<td dir=\"rtl\">\u0646\u0631\u062e \u0645\u0627\u0644\u06cc\u0627\u062a<\/td>\r\n<td dir=\"rtl\">\u0646\u062d\u0648\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 (\u0645\u062b\u0627\u0644)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u062a\u0627 \u06f4\u06f0<\/td>\r\n<td dir=\"rtl\">\u0645\u0639\u0627\u0641 \u0627\u0632 \u0645\u0627\u0644\u06cc\u0627\u062a<\/td>\r\n<td dir=\"rtl\">\u0628\u062f\u0648\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u0627\u0632 \u06f4\u06f0 \u062a\u0627 \u06f8\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f0\u066a \u0645\u0627\u0632\u0627\u062f \u0628\u0631 \u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646<\/td>\r\n<td dir=\"rtl\">\r\n<div>\r\n<div>\u062d\u0642\u0648\u0642 \u06f5\u06f5 \u0645\u06cc\u0644\u06cc\u0648\u0646: \u0645\u0627\u0632\u0627\u062f \u06f1\u06f5 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u00d7 \u06f1\u06f0\u066a = \u06f1.\u06f5 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a<\/div>\r\n<\/div>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u0627\u0632 \u06f8\u06f0 \u062a\u0627 \u06f1\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f5\u066a \u0645\u0627\u0632\u0627\u062f \u0628\u0631 \u06f8\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 + \u0645\u0627\u0644\u06cc\u0627\u062a \u067e\u0644\u0647 \u0642\u0628\u0644\u06cc<\/td>\r\n<td dir=\"rtl\">\r\n<div>\r\n<div>\u062d\u0642\u0648\u0642 \u06f9\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646: \u0645\u0627\u0632\u0627\u062f \u06f1\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u00d7 \u06f1\u06f5\u066a = \u06f1.\u06f5 \u0645\u06cc\u0644\u06cc\u0648\u0646 + \u0645\u0627\u0644\u06cc\u0627\u062a \u06f4\u06f0 \u062a\u0627 \u06f8\u06f0 (\u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u00d7 \u06f1\u06f0\u066a = \u06f4 \u0645\u06cc\u0644\u06cc\u0648\u0646) = \u062c\u0645\u0639\u0627\u064b \u06f5.\u06f5 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0645\u0627\u0644\u06cc\u0627\u062a<\/div>\r\n<\/div>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h2><span class=\"ez-toc-section\" id=\"%D8%A7%D9%81%D8%B2%D8%A7%DB%8C%D8%B4_%D8%AD%D9%82%D9%88%D9%82_%DA%A9%D8%A7%D8%B1%DA%AF%D8%B1_%D8%B1%D9%88%D8%B2%D9%85%D8%B2%D8%AF_%D8%AF%D8%B1_%D8%B3%D8%A7%D9%84_%DB%B1%DB%B4%DB%B0%DB%B5\"><\/span><strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u06af\u0631 \u0631\u0648\u0632\u0645\u0632\u062f \u062f\u0631 \u0633\u0627\u0644 <\/strong><strong>\u06f1\u06f4\u06f0\u06f5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>\u0628\u0631\u0627\u0633\u0627\u0633 \u0645\u0635\u0648\u0628\u0647 \u0634\u0648\u0631\u0627\u06cc \u0639\u0627\u0644\u06cc \u06a9\u0627\u0631\u060c \u062d\u062f\u0627\u0642\u0644 \u062d\u0642\u0648\u0642 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u06af\u0631 \u0631\u0648\u0632\u0645\u0631\u062f\u060c \u0628\u0631\u0627\u06cc \u06f8 \u0633\u0627\u0639\u062a \u06a9\u0627\u0631 \u0631\u0648\u0632\u0627\u0646\u0647 \u06f5\u066c\u06f5\u06f4\u06f1\u066c\u06f8\u06f5\u06f0 \u0631\u06cc\u0627\u0644 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0646\u0631\u062e \u0645\u0628\u0646\u0627\u06cc\u06cc \u0628\u0631\u0627\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u062d\u0642\u0648\u0642 \u0647\u0645\u0647 \u0633\u0637\u0648\u062d \u0645\u0632\u062f\u06cc \u0648 \u0646\u06cc\u0632 \u0627\u0636\u0627\u0641\u0647\u200c\u06a9\u0627\u0631\u060c \u0634\u0628\u200c\u06a9\u0627\u0631\u06cc \u0648 \u0633\u0627\u06cc\u0631 \u0645\u0632\u0627\u06cc\u0627 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f. \u06a9\u0627\u0631\u0641\u0631\u0645\u0627\u06cc\u0627\u0646 \u0645\u0648\u0638\u0641 \u0647\u0633\u062a\u0646\u062f \u0627\u06cc\u0646 \u0645\u0628\u0644\u063a \u0631\u0627 \u0628\u062f\u0648\u0646 \u0647\u06cc\u0686\u06af\u0648\u0646\u0647 \u06a9\u0627\u0647\u0634\u06cc \u0628\u0647 \u0627\u0632\u0627\u06cc \u0647\u0631 \u0631\u0648\u0632 \u06a9\u0627\u0631 \u0639\u0627\u062f\u06cc \u0628\u0647 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u0631\u0648\u0632\u0645\u0632\u062f \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u0646\u062f<\/p>\r\n<h2>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u067e\u0627\u0631\u0647 \u0648\u0642\u062a \u0648\u0632\u0627\u0631\u062a \u06a9\u0627\u0631 \u06f1\u06f4\u06f0\u06f5<\/h2>\r\n<p>\u0628\u0631\u0627\u0633\u0627\u0633 \u0642\u0627\u0646\u0648\u0646 \u06a9\u0627\u0631 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5\u060c \u0628\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u062f\u0627\u0642\u0644 \u062f\u0633\u062a\u0645\u0632\u062f \u0631\u0648\u0632\u0627\u0646\u0647\u060c \u062f\u0633\u062a\u0645\u0632\u062f \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u067e\u0627\u0631\u0647\u200c\u0648\u0642\u062a \u0646\u06cc\u0632 \u0628\u0647 \u0647\u0645\u0627\u0646 \u0646\u0633\u0628\u062a \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f. \u0628\u0647\u200c\u0627\u06cc\u0646\u200c\u062a\u0631\u062a\u06cc\u0628\u060c \u0627\u06af\u0631 \u06a9\u0627\u0631\u06af\u0631\u06cc \u0628\u0647 \u0637\u0648\u0631 \u062b\u0627\u0628\u062a \u06f3\u06f0 \u0633\u0627\u0639\u062a \u062f\u0631 \u0647\u0641\u062a\u0647 (\u0645\u0639\u0627\u062f\u0644 \u062f\u0648 \u0633\u0648\u0645 \u06a9\u0627\u0631 \u062a\u0645\u0627\u0645\u200c\u0648\u0642\u062a) \u0641\u0639\u0627\u0644\u06cc\u062a \u06a9\u0646\u062f\u060c \u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u0647 \u0648 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0627\u0648 \u0646\u06cc\u0632 \u0645\u0639\u0627\u062f\u0644 \u00a0\u062f\u0648 \u0633\u0648\u0645 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u06af\u0631 \u062a\u0645\u0627\u0645\u200c\u0648\u0642\u062a \u0645\u062d\u0627\u0633\u0628\u0647 \u062e\u0648\u0627\u0647\u062f \u0634\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 <a href=\"https:\/\/bimeh.com\/mag\/insurance-premium\/\" target=\"_blank\" rel=\"noopener\">\u062d\u0642 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/a> \u0648 \u0633\u0627\u0628\u0642\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0646\u06cc\u0632 \u0628\u0647 \u0646\u0633\u0628\u062a \u062f\u0648 \u0633\u0648\u0645 (\u06cc\u0639\u0646\u06cc \u06f2\u06f0 \u0631\u0648\u0632 \u062f\u0631 \u0645\u0627\u0647) \u0645\u0646\u0638\u0648\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"%D8%A7%D9%81%D8%B2%D8%A7%DB%8C%D8%B4_%D8%AD%D9%82%D9%88%D9%82_%DB%B1%DB%B4%DB%B0%DB%B5_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%D8%A7%D9%86_%D8%AA%D8%A3%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C_%DA%86%D9%82%D8%AF%D8%B1_%D8%A7%D8%B3%D8%AA%D8%9F\"><\/span><strong>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 <\/strong><strong>\u06f1\u06f4\u06f0\u06f5<\/strong><strong> \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>\u062d\u062f\u0627\u0642\u0644 \u0645\u0628\u0644\u063a \u062d\u06a9\u0645 \u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u0627\u0646 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0623\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u0628\u0644\u063a\u00a0<strong>\u06f1\u06f6<\/strong> <strong>\u0645\u06cc\u0644\u06cc\u0648\u0646 \u0648 <\/strong><strong>\u06f8\u06f0\u06f0<\/strong><strong> \u0647\u0632\u0627\u0631 \u062a\u0648\u0645\u0627\u0646<\/strong>\u00a0\u062a\u0639\u06cc\u06cc\u0646 \u0634\u062f\u0647 \u0627\u0633\u062a. \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5\u060c \u062d\u0642\u0648\u0642 \u062a\u0645\u0627\u0645\u06cc \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u0627\u0646 \u0628\u0647 \u0635\u0648\u0631\u062a \u0639\u0645\u0648\u0645\u06cc \u06f2\u06f0 \u062f\u0631\u0635\u062f \u0627\u0641\u0632\u0627\u06cc\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f. \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0627\u0641\u0632\u0627\u06cc\u0634 \u06f2\u06f0 \u062f\u0631\u0635\u062f\u06cc\u060c \u0628\u0627 \u0627\u062c\u0631\u0627\u06cc \u0637\u0631\u062d \u0645\u062a\u0646\u0627\u0633\u0628\u200c\u0633\u0627\u0632\u06cc\u060c \u062d\u0642\u0648\u0642 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u0627\u0646 \u0628\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0632 \u06f3\u06f0 \u062f\u0631\u0635\u062f \u0645\u06cc\u200c\u0631\u0633\u062f.<\/p>\r\n<h2>\u0645\u06cc\u0632\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u062f\u0648\u0644\u062a \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 + \u062c\u062f\u0648\u0644 \u00a0<\/h2>\r\n<p>\u062d\u062f\u0627\u0642\u0644 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u062f\u0648\u0644\u062a \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 \u0645\u0628\u0644\u063a \u06f1\u06f8 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u0648 \u06f7\u06f0\u06f0 \u0647\u0632\u0627\u0631 \u062a\u0648\u0645\u0627\u0646 \u062a\u0639\u06cc\u06cc\u0646 \u0634\u062f\u0647 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0627 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0645\u062f\u0644 \u00ab\u067e\u0644\u06a9\u0627\u0646\u06cc \u0645\u0639\u06a9\u0648\u0633\u00bb \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.\u062f\u0631 \u0645\u062f\u0644 \u067e\u0644\u06a9\u0627\u0646\u06cc \u0645\u0639\u06a9\u0648\u0633\u060c \u062f\u0631\u0635\u062f \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f5 \u0628\u06cc\u0646 \u06f2\u06f1 \u062a\u0627 \u06f4\u06f3 \u062f\u0631\u0635\u062f \u0645\u062a\u063a\u06cc\u0631 \u0627\u0633\u062a\u061b \u0628\u0647 \u0627\u06cc\u0646 \u062a\u0631\u062a\u06cc\u0628 \u06a9\u0647 \u06a9\u0627\u0631\u06a9\u0646\u0627\u0646\u06cc \u06a9\u0647 \u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631\u06cc \u062f\u0627\u0631\u0646\u062f\u060c \u0628\u06cc\u0634\u062a\u0631\u06cc\u0646 \u062f\u0631\u0635\u062f \u0627\u0641\u0632\u0627\u06cc\u0634 \u0631\u0627 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0648 \u0647\u0631\u0686\u0647 \u0633\u0637\u062d \u062d\u0642\u0648\u0642 \u0628\u0627\u0644\u0627\u062a\u0631 \u0631\u0648\u062f\u060c \u0646\u0631\u062e \u0631\u0634\u062f \u0645\u0632\u062f\u06cc \u0628\u0647 \u0635\u0648\u0631\u062a \u067e\u0644\u06a9\u0627\u0646\u06cc \u06a9\u0627\u0647\u0634 \u0645\u06cc\u200c\u06cc\u0627\u0628\u062f.<\/p>\r\n<p>\u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631\u060c \u062f\u0631\u0635\u062f \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u062f\u0631 \u0628\u062e\u0634 \u062f\u0648\u0644\u062a\u06cc\u060c \u0645\u062a\u0646\u0627\u0633\u0628 \u0628\u0627 \u0645\u06cc\u0632\u0627\u0646 \u062d\u0642\u0648\u0642\u0634\u0627\u0646 \u0622\u0645\u062f\u0647 \u0627\u0633\u062a: \u00a0<\/p>\r\n<table dir=\"rtl\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\"><colgroup><col width=\"100\" \/><col width=\"100\" \/><col width=\"100\" \/><col width=\"100\" \/><\/colgroup>\r\n<tbody>\r\n<tr>\r\n<td dir=\"rtl\" style=\"text-align: center;\" colspan=\"4\" rowspan=\"1\"><strong>\u062c\u062f\u0648\u0644 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u06f1\u06f4\u06f0\u06f5<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u0647 (\u0631\u06cc\u0627\u0644)<\/td>\r\n<td dir=\"rtl\">\u0645\u06cc\u0632\u0627\u0646 \u0627\u0641\u0632\u0627\u06cc\u0634 (\u0645\u06cc\u0644\u06cc\u0648\u0646)<\/td>\r\n<td dir=\"rtl\">\u062d\u0642\u0648\u0642 \u062c\u062f\u06cc\u062f (\u0631\u06cc\u0627\u0644)<\/td>\r\n<td dir=\"rtl\">\u062f\u0631\u0635\u062f \u0627\u0641\u0632\u0627\u06cc\u0634<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f1\u06f3\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f5.\u06f6<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f8\u06f6\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f4\u06f3\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f1\u06f5\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f6<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f1\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f4\u06f0\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f1\u06f7\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f6.\u06f4<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f3\u06f4\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f7.\u06f6\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f1\u06f9\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f6.\u06f8<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f5\u06f8\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f5.\u06f8\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f2\u06f1\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f7.\u06f2<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f8\u06f2\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f4.\u06f3\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f2\u06f4\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f7.\u06f8<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f1\u06f8\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f2.\u06f5\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f2\u06f7\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f8.\u06f4<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f5\u06f4\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f1.\u06f1\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f3\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f9<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f9\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f3\u06f0\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f3\u06f5\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f4\u06f5\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f8.\u06f6\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f4\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f1<\/td>\r\n<td dir=\"rtl\">\u06f5\u06f1\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f7.\u06f5\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f4\u06f5\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f2<\/td>\r\n<td dir=\"rtl\">\u06f5\u06f7\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f6.\u06f7\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f5\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f3<\/td>\r\n<td dir=\"rtl\">\u06f6\u06f3\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f6\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f5\u06f5\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f4<\/td>\r\n<td dir=\"rtl\">\u06f6\u06f9\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f5.\u06f5\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f6\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f5<\/td>\r\n<td dir=\"rtl\">\u06f7\u06f5\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f5\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f7\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f7<\/td>\r\n<td dir=\"rtl\">\u06f8\u06f7\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f4.\u06f3\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f8\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f1\u06f9<\/td>\r\n<td dir=\"rtl\">\u06f9\u06f9\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f3.\u06f8\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f9\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f1<\/td>\r\n<td dir=\"rtl\">\u06f1\u066c\u06f1\u06f1\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f3.\u06f3\u066a<\/td>\r\n<\/tr>\r\n<tr>\r\n<td dir=\"rtl\">\u06f1\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f3<\/td>\r\n<td dir=\"rtl\">\u06f1\u066c\u06f2\u06f3\u06f0\u066c\u06f0\u06f0\u06f0\u066c\u06f0\u06f0\u06f0<\/td>\r\n<td dir=\"rtl\">\u06f2\u06f3%<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h2><span class=\"ez-toc-section\" id=\"%D8%A2%DB%8C%D8%A7_%D8%A7%D9%81%D8%B2%D8%A7%DB%8C%D8%B4_%D8%AD%D9%82%D9%88%D9%82_%DA%A9%D8%A7%D8%B1%D9%85%D9%86%D8%AF%D8%A7%D9%86_%D9%88_%DA%A9%D8%A7%D8%B1%DA%AF%D8%B1%D8%A7%D9%86_%D8%AF%D8%B1_%D8%A7%D9%88%D8%A7%D8%B3%D8%B7_%D8%B3%D8%A7%D9%84_%D9%87%D9%85_%D8%A7%D9%85%DA%A9%D8%A7%D9%86%E2%80%8C%D9%BE%D8%B0%DB%8C%D8%B1_%D8%A7%D8%B3%D8%AA%D8%9F\"><\/span>\u0622\u06cc\u0627 \u0627\u0641\u0632\u0627\u06cc\u0634 \u062d\u0642\u0648\u0642 \u06a9\u0627\u0631\u0645\u0646\u062f\u0627\u0646 \u0648 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u062f\u0631 \u0627\u0648\u0627\u0633\u0637 \u0633\u0627\u0644 \u0647\u0645 \u0627\u0645\u06a9\u0627\u0646\u200c\u067e\u0630\u06cc\u0631 \u0627\u0633\u062a\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>\u062a\u0648\u0631\u0645 \u0641\u0632\u0627\u06cc\u0646\u062f\u0647 \u0648 \u0634\u0631\u0627\u06cc\u0637 \u062d\u0627\u062f \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0628\u0627\u0639\u062b \u0634\u062f\u0647 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