{"id":21014,"date":"2026-03-19T20:22:00","date_gmt":"2026-03-19T16:52:00","guid":{"rendered":"https:\/\/bimeh.com\/mag\/?p=21014"},"modified":"2026-03-20T10:35:18","modified_gmt":"2026-03-20T07:05:18","slug":"receiving-thirdparty-insurance-claims","status":"publish","type":"post","link":"https:\/\/bimeh.com\/mag\/receiving-thirdparty-insurance-claims\/","title":{"rendered":"\u0645\u0631\u0627\u062d\u0644 \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0627\u0632 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 + \u0642\u0648\u0627\u0646\u06cc\u0646 \u06f1\u06f4\u06f0\u06f5"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u0628\u0631\u0627\u06cc \u062a\u0645\u0627\u0645 \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 \u0648\u0633\u0627\u06cc\u0644 \u0646\u0642\u0644\u06cc\u0647 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\u062a\u0645\u0648\u0645 \u0645\u06cc\u0634\u0647\" class=\"wp-image-27692\"\/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D8%B4%D8%B1%D8%A7%DB%8C%D8%B7_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB_%DA%86%DB%8C%D8%B3%D8%AA%D8%9F\"><\/span>\u0634\u0631\u0627\u06cc\u0637 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0686\u06cc\u0633\u062a\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter-rtl ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-box-title\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/div>\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #939393;color:#939393\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #939393;color:#939393\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 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href=\"https:\/\/bimeh.com\/mag\/receiving-thirdparty-insurance-claims\/#%D9%85%D8%AF%D8%A7%D8%B1%DA%A9_%D9%84%D8%A7%D8%B2%D9%85_%D8%A8%D8%B1%D8%A7%DB%8C_%D8%AA%D8%B4%DA%A9%DB%8C%D9%84_%D9%BE%D8%B1%D9%88%D9%86%D8%AF%D9%87_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D9%85%D8%A7%D9%84%DB%8C_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\" >\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0628\u0631\u0627\u06cc \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647 \u062e\u0633\u0627\u0631\u062a \u0645\u0627\u0644\u06cc \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bimeh.com\/mag\/receiving-thirdparty-insurance-claims\/#%D9%82%D8%A7%D9%86%D9%88%D9%86_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB_%D8%A8%D8%AF%D9%88%D9%86_%DA%A9%D8%B1%D9%88%DA%A9%DB%8C\" 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href=\"https:\/\/bimeh.com\/mag\/receiving-thirdparty-insurance-claims\/#%D9%85%D8%AF%D8%AA_%D8%B2%D9%85%D8%A7%D9%86_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\" >\u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bimeh.com\/mag\/receiving-thirdparty-insurance-claims\/#%D9%84%DB%8C%D8%B3%D8%AA_%D9%85%D8%B1%D8%A7%DA%A9%D8%B2_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\" >\u0644\u06cc\u0633\u062a \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 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href=\"https:\/\/bimeh.com\/mag\/receiving-thirdparty-insurance-claims\/#%D8%AC%D8%AF%D9%88%D9%84_%D9%85%D8%B1%D8%A7%DA%A9%D8%B2_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB_%D8%AF%D8%A7%D9%86%D8%A7\" >\u062c\u062f\u0648\u0644 \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0627\u0646\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bimeh.com\/mag\/receiving-thirdparty-insurance-claims\/#%D8%AC%D8%AF%D9%88%D9%84_%D9%85%D8%B1%D8%A7%DA%A9%D8%B2_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB_%D8%A7%DB%8C%D8%B1%D8%A7%D9%86\" >\u062c\u062f\u0648\u0644 \u0645\u0631\u0627\u06a9\u0632 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\u0645\u0631\u0627\u062c\u0639\u0647<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image wp-image-21108 size-full\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/bimeh.com\/mag\/wp-content\/uploads\/2023\/08\/\u0641\u0631\u0635\u062a-\u062f\u0631\u06cc\u0627\u0641\u062a-\u062e\u0633\u0627\u0631\u062a-\u0627\u0632-\u0628\u06cc\u0645\u0647.jpg\" alt=\"\u0641\u0631\u0635\u062a \u0645\u0631\u0627\u062c\u0639\u0647 \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0628\u0631\u0627\u06cc \u06af\u0631\u0641\u062a\u0646 \u062e\u0633\u0627\u0631\u062a \u0648 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\" class=\"wp-image-21108\"\/><figcaption class=\"wp-element-caption\">\u0645\u0647\u0644\u062a \u0645\u0631\u0627\u062c\u0639\u0647 \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0628\u0631\u0627\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0648 \u0646\u0648\u0639 \u062e\u0633\u0627\u0631\u062a\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0648 \u062c\u0627\u0646\u06cc \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0631\u0627 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u062f\u0647\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062e\u0633\u0627\u0631\u062a \u0645\u0627\u0644\u06cc:<\/strong> \u062e\u0633\u0627\u0631\u0627\u062a\u06cc \u06a9\u0647 \u0628\u0647 \u0627\u0645\u0648\u0627\u0644 \u0627\u0634\u062e\u0627\u0635 \u062b\u0627\u0644\u062b \u0648\u0627\u0631\u062f \u0645\u06cc\u200c\u0634\u0648\u0646\u062f \u0648 \u0628\u0627\u0639\u062b \u0632\u06cc\u0627\u0646 \u0645\u0627\u062f\u06cc \u0628\u0647 \u062f\u0627\u0631\u0646\u062f\u0647 \u0648\u0633\u06cc\u0644\u0647 \u0646\u0642\u0644\u06cc\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/li>\n\n\n\n<li><strong>\u062e\u0633\u0627\u0631\u062a \u062c\u0627\u0646\u06cc \u06cc\u0627 \u0628\u062f\u0646\u06cc:<\/strong> \u062e\u0633\u0627\u0631\u0627\u062a\u06cc \u0645\u0627\u0646\u0646\u062f \u0641\u0648\u062a\u060c \u0646\u0642\u0635 \u0639\u0636\u0648\u060c \u0634\u06a9\u0633\u062a\u06af\u06cc\u060c \u0627\u0632 \u06a9\u0627\u0631 \u0627\u0641\u062a\u0627\u062f\u06af\u06cc\u060c \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u062f\u0631\u0645\u0627\u0646 \u067e\u0632\u0634\u06a9\u06cc \u0648 \u0647\u0631\u06af\u0648\u0646\u0647 \u0635\u062f\u0645\u0647 \u0648 \u0622\u0633\u06cc\u0628 \u0646\u0627\u0634\u06cc \u0627\u0632 \u062d\u0627\u062f\u062b\u0647 \u0627\u0632 \u0646\u0648\u0639 \u062e\u0633\u0627\u0631\u0627\u062a \u062c\u0627\u0646\u06cc \u0647\u0633\u062a\u0646\u062f.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0628\u062a\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u062e\u0633\u0627\u0631\u062a \u062c\u0627\u0646\u06cc \u0631\u0627\u0646\u0646\u062f\u0647 \u0645\u0642\u0635\u0631 \u0622\u0633\u06cc\u0628 \u062f\u06cc\u062f\u0647 \u0631\u0627 \u0646\u06cc\u0632 \u0628\u0647 \u0634\u0631\u0637 \u062f\u0627\u0634\u062a\u0646 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u0639\u062a\u0628\u0631 \u0648 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u062e\u0648\u062f\u0631\u0648\u060c \u062f\u0631 \u0628\u0631\u0645\u06cc\u200c\u06af\u06cc\u0631\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%85%D9%87%D9%84%D8%AA_%D9%85%D8%B1%D8%A7%D8%AC%D8%B9%D9%87_%D8%A8%D9%87_%D8%A8%DB%8C%D9%85%D9%87_%D8%A8%D8%B9%D8%AF_%D8%A7%D8%B2_%D8%AA%D8%B5%D8%A7%D8%AF%D9%81\"><\/span>\u0645\u0647\u0644\u062a \u0645\u0631\u0627\u062c\u0639\u0647 \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0628\u0639\u062f \u0627\u0632 \u062a\u0635\u0627\u062f\u0641<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u0646\u06cc\u0627\u0632 \u0627\u0633\u062a \u062a\u0627 \u0628\u0647 \u0645\u0648\u0642\u0639 \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u0637\u0644\u0627\u0639 \u062f\u0627\u062f\u0647 \u0648 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u06cc\u062f. \u0645\u0647\u0644\u062a \u0645\u0631\u0627\u062c\u0639\u0647 \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0628\u0639\u062f \u0627\u0632 \u062a\u0635\u0627\u062f\u0641 \u062f\u0631 \u0628\u06cc\u0634\u062a\u0631 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c <strong>\u062d\u062f\u0627\u06a9\u062b\u0631 \u06f5 \u0631\u0648\u0632 \u06a9\u0627\u0631\u06cc<\/strong> \u0627\u0633\u062a. \u0641\u0631\u0642\u06cc \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f \u0628\u06cc\u0645\u0647 \u062f\u0627\u0646\u0627 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f \u06cc\u0627 \u0628\u06cc\u0645\u0647 \u0631\u0627\u0632\u06cc \u06cc\u0627 \u0647\u0631 \u0628\u06cc\u0645\u0647 \u062f\u06cc\u06af\u0631\u06cc. \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0627\u0631\u0627\u0626\u0647 \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0646\u06cc\u0632 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0646\u0648\u0639 \u062a\u0635\u0627\u062f\u0641 \u0648 \u0645\u06cc\u0632\u0627\u0646 \u062e\u0633\u0627\u0631\u062a\u060c \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a. \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u0628\u0647 \u0628\u0631\u0631\u0633\u06cc \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0645\u06cc\u200c\u067e\u0631\u062f\u0627\u0632\u06cc\u0645.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a class=\"thirdpartybanner\" href=\"https:\/\/bimeh.com\/thirdparty\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"300\" src=\"https:\/\/bimeh.com\/mag\/wp-content\/uploads\/2024\/07\/thirdparty-banner.gif\" alt=\"\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\" class=\"wp-image-25803\"\/><\/a><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%85%D8%AF%D8%A7%D8%B1%DA%A9_%D9%84%D8%A7%D8%B2%D9%85_%D8%A8%D8%B1%D8%A7%DB%8C_%D8%AF%D8%B1%DB%8C%D8%A7%D9%81%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\"><\/span>\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u06af\u0641\u062a\u0647 \u0634\u062f\u060c \u0627\u06cc\u0646 \u0646\u0648\u0639 \u062d\u0627\u062f\u062b\u0647 \u0627\u0633\u062a \u06a9\u0647 \u0645\u062f\u0627\u0631\u06a9 \u0631\u0627 \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061b \u0627\u0645\u0627 \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc \u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0628\u0631\u0627\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0639\u0628\u0627\u0631\u062a\u0646\u062f \u0627\u0632:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u06f1. \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u06cc\u0627 \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647<br> 2. \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0631\u0627\u0646\u0646\u062f\u06af\u06cc<br> 3. \u06af\u0632\u0627\u0631\u0634 \u067e\u0644\u06cc\u0633 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u0648 \u0631\u0627\u0646\u0646\u062f\u06af\u06cc<br> 4. \u0645\u062f\u0627\u0631\u06a9 \u0645\u0627\u0644\u06a9\u06cc\u062a \u062e\u0648\u062f\u0631\u0648<br> 5. \u0645\u062f\u0627\u0631\u06a9 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u062e\u0648\u062f\u0631\u0648<br> 6. \u0641\u0627\u06a9\u062a\u0648\u0631\u0647\u0627\u06cc \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u062e\u0631\u06cc\u062f \u0642\u0637\u0639\u0627\u062a \u06cc\u062f\u06a9\u06cc \u0648 \u062a\u0639\u0645\u06cc\u0631\u0627\u062a \u0627\u0646\u062c\u0627\u0645 \u0634\u062f\u0647<br> 7. \u0645\u062f\u0627\u0631\u06a9 \u067e\u0632\u0634\u06a9\u06cc \u0645\u0635\u062f\u0648\u0645\u06cc\u0646<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%85%D8%AF%D8%A7%D8%B1%DA%A9_%D9%84%D8%A7%D8%B2%D9%85_%D8%A8%D8%B1%D8%A7%DB%8C_%D8%AA%D8%B4%DA%A9%DB%8C%D9%84_%D9%BE%D8%B1%D9%88%D9%86%D8%AF%D9%87_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D9%85%D8%A7%D9%84%DB%8C_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\"><\/span>\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u0628\u0631\u0627\u06cc \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647 \u062e\u0633\u0627\u0631\u062a \u0645\u0627\u0644\u06cc \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u062c\u0647\u062a \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0648 \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647\u200c \u062e\u0633\u0627\u0631\u062a \u0645\u0627\u0644\u06cc \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0645\u06cc\u0632\u0627\u0646 \u0648 \u0646\u0648\u0639 \u0645\u0628\u0644\u063a \u062e\u0633\u0627\u0631\u062a \u0648 \u062a\u0648\u0627\u0641\u0642 \u06cc\u0627 \u0639\u062f\u0645 \u062a\u0648\u0627\u0641\u0642 \u0637\u0631\u0641\u06cc\u0646 \u062d\u0627\u062f\u062b\u0647\u060c \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a. \u0627\u0645\u0627 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u06a9\u0644\u06cc \u0628\u0647 \u0634\u0631\u062d \u0632\u06cc\u0631 \u0647\u0633\u062a\u0646\u062f:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u06f1. \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc<br>\n2. \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647<br>\n3. \u06a9\u0627\u0631\u062a \u0645\u0627\u0634\u06cc\u0646<br>\n4. \u0628\u0631\u06af\u0647 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<br>\n5. \u06af\u0632\u0627\u0631\u0634 \u067e\u0644\u06cc\u0633 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u0648 \u0631\u0627\u0646\u0646\u062f\u06af\u06cc \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u06a9\u0631\u0648\u06a9\u06cc \u062a\u0635\u0627\u062f\u0641<br>\n6. \u06af\u0632\u0627\u0631\u0634 \u067e\u0644\u06cc\u0633 \u0646\u06cc\u0631\u0648\u06cc \u0627\u0646\u062a\u0638\u0627\u0645\u06cc<br>\n7. \u0645\u062f\u0627\u0631\u06a9 \u0628\u0627\u0632\u062c\u0648\u06cc\u06cc \u0627\u0632 \u0641\u0631\u062f \u0645\u0642\u0635\u0631 \u0648 \u0627\u0638\u0647\u0627\u0631\u0627\u062a \u0641\u0631\u062f \u0632\u06cc\u0627\u0646 \u062f\u06cc\u062f\u0647<br>\n8. \u0645\u062f\u0627\u0631\u06a9 \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u0627\u0641\u0631\u0627\u062f \u0632\u06cc\u0627\u0646 \u062f\u06cc\u062f\u0647 \u06cc\u0627 \u0641\u0648\u062a \u0634\u062f\u0647<br>\n9. \u06af\u0632\u0627\u0631\u0634 \u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646<br>\n10. \u06af\u0632\u0627\u0631\u0634 \u067e\u0632\u0634\u06a9\u06cc \u0642\u0627\u0646\u0648\u0646\u06cc<br>\n11. \u0631\u0627\u06cc \u062f\u0627\u062f\u06af\u0627\u0647<br>\n12. \u06a9\u067e\u06cc \u0645\u062f\u0627\u0631\u06a9 \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u0648\u0631\u0627\u062b \u0648 \u0630\u06cc\u200c\u0646\u0641\u0639\u0627\u0646 \u0645\u062a\u0648\u0641\u06cc (\u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0648 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc)<br>\n13. \u062c\u0648\u0627\u0632 \u062f\u0641\u0646\u060c \u06af\u0648\u0627\u0647\u06cc \u0641\u0648\u062a \u0648 \u06af\u0632\u0627\u0631\u0634\u200c\u0647\u0627\u06cc \u0645\u0639\u0627\u06cc\u0646\u0647 \u062c\u0633\u062f \u0645\u062a\u0648\u0641\u06cc<br>\n14. \u0627\u0631\u0627\u0626\u0647 \u06af\u0648\u0627\u0647\u06cc \u0627\u0646\u062d\u0635\u0627\u0631 \u0648\u0631\u0627\u062b\u062a (\u062f\u0631 \u062a\u0635\u0627\u062f\u0641\u0627\u062a \u0645\u0646\u062c\u0631 \u0628\u0647 \u0641\u0648\u062a)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%82%D8%A7%D9%86%D9%88%D9%86_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB_%D8%A8%D8%AF%D9%88%D9%86_%DA%A9%D8%B1%D9%88%DA%A9%DB%8C\"><\/span>\u0642\u0627\u0646\u0648\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u062f\u0648\u0646 \u06a9\u0631\u0648\u06a9\u06cc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image wp-image-21107 size-full\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/bimeh.com\/mag\/wp-content\/uploads\/2023\/08\/\u062f\u0631\u06cc\u0627\u0641\u062a-\u062e\u0633\u0627\u0631\u062a-\u0628\u062f\u0648\u0646-\u06a9\u0631\u0648\u06a9\u06cc.jpg\" alt=\"\u0642\u0648\u0627\u0646\u06cc\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u062a\u0635\u0627\u062f\u0641 \u0628\u062f\u0648\u0646 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u06a9\u0631\u0648\u06a9\u06cc\" class=\"wp-image-21107\"\/><figcaption class=\"wp-element-caption\">\u0634\u0631\u0627\u06cc\u0637 \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u062a\u0635\u0627\u062f\u0641 \u0628\u062f\u0648\u0646 \u06a9\u0631\u0648\u06a9\u06cc<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u062d\u0627\u062f\u062b\u0647 \u0645\u0646\u062c\u0631 \u0628\u0647 \u062c\u0631\u0627\u062d\u062a \u06cc\u0627 \u0641\u0648\u062a \u0646\u0634\u062f\u0647 \u0628\u0627\u0634\u062f \u0648 \u0637\u0631\u0641\u06cc\u0646 \u062d\u0627\u062f\u062b\u0647 \u0627\u062e\u062a\u0644\u0627\u0641 \u0646\u0638\u0631 \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f\u060c \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u062f\u0648\u0646 \u06a9\u0631\u0648\u06a9\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0644\u0628\u062a\u0647 \u0634\u0631\u0637 \u0645\u0647\u0645 \u0622\u0646 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u062e\u0633\u0627\u0631\u062a \u0648\u0627\u0631\u062f\u0647 \u0628\u0647 \u0632\u06cc\u0627\u0646\u200c\u062f\u06cc\u062f\u0647 \u062d\u062f\u0627\u06a9\u062b\u0631 \u06f4\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0628\u0627\u0634\u062f \u0648 \u0647\u0631 \u062f\u0648 \u0648\u0633\u06cc\u0644\u0647 \u0646\u0642\u0644\u06cc\u0647\u060c \u062f\u0627\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0648 \u0647\u0631 \u062f\u0648 \u0641\u0631\u062f \u062f\u0627\u0631\u0627\u06cc \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0631\u0627\u0646\u0646\u062f\u06af\u06cc \u0628\u0627\u0634\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u062c\u0647\u062a \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u062f\u0648\u0646 \u06a9\u0631\u0648\u06a9\u06cc \u0647\u0645 \u0639\u0628\u0627\u0631\u062a \u0647\u0633\u062a\u0646\u062f \u0627\u0632:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u06f1. \u0627\u0635\u0644 \u0648 \u06a9\u067e\u06cc \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0648 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0637\u0631\u0641\u06cc\u0646 \u062d\u0627\u062f\u062b\u0647<br>\n2. \u0627\u0635\u0644 \u0648 \u06a9\u067e\u06cc \u06a9\u0627\u0631\u062a \u062e\u0648\u062f\u0631\u0648\u06cc \u0637\u0631\u0641\u06cc\u0646 \u062d\u0627\u062f\u062b\u0647<br>\n3. \u0634\u0645\u0627\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062e\u0648\u062f\u0631\u0648\u06cc \u0645\u0642\u0635\u0631 \u0648 \u0632\u06cc\u0627\u0646\u200c\u062f\u06cc\u062f\u0647 \u06cc\u0627 \u0632\u06cc\u0627\u0646 \u062f\u06cc\u062f\u06af\u0627\u0646 \u062d\u0627\u062f\u062b\u0647<br>\n4. \u0633\u0646\u062f \u0645\u0627\u0644\u06a9\u06cc\u062a \u0648\u0633\u06cc\u0644\u0647 \u0646\u0642\u0644\u06cc\u0647 \u0632\u06cc\u0627\u0646\u200c\u062f\u06cc\u062f\u0647<br>\n5. \u0634\u0645\u0627\u0631\u0647 \u0634\u0628\u0627 \u0632\u06cc\u0627\u0646\u200c\u062f\u06cc\u062f\u0647<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D8%AA%D9%81%D8%A7%D9%88%D8%AA_%DA%A9%D8%B1%D9%88%DA%A9%DB%8C_%D8%B3%D8%A7%D8%B2%D8%B4%DB%8C_%D9%88_%D8%BA%DB%8C%D8%B1_%D8%B3%D8%A7%D8%B2%D8%B4%DB%8C_%D8%AF%D8%B1_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA\"><\/span>\u062a\u0641\u0627\u0648\u062a \u06a9\u0631\u0648\u06a9\u06cc \u0633\u0627\u0632\u0634\u06cc \u0648 \u063a\u06cc\u0631 \u0633\u0627\u0632\u0634\u06cc \u062f\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u0627\u0632 \u0646\u0627\u0645 \u0622\u0646\u200c\u0647\u0627 \u067e\u06cc\u062f\u0627\u0633\u062a\u060c \u0627\u06af\u0631 \u0628\u06cc\u0646 \u0637\u0631\u0641\u06cc\u0646 \u062a\u0648\u0627\u0641\u0642 \u0628\u0627\u0634\u062f\u060c \u06a9\u0631\u0648\u06a9\u06cc \u0633\u0627\u0632\u0634\u06cc \u0648 \u0686\u0646\u0627\u0646\u0686\u0647 \u062a\u0648\u0627\u0641\u0642 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\u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627\u0634\u062f.<\/li>\n\n\n\n<li>\u062a\u0635\u0627\u062f\u0641 \u0628\u0627 \u062c\u0633\u0645 \u062b\u0627\u0628\u062a \u0628\u0627\u0634\u062f.<\/li>\n\n\n\n<li>\u0645\u06cc\u0632\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u0645\u0627\u0644\u06cc \u0632\u06cc\u0627\u0646 \u062f\u06cc\u062f\u0647 \u0628\u06cc\u0634 \u0627\u0632 \u062a\u0639\u0647\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0645\u0642\u0635\u0631 \u0628\u0627\u0634\u062f.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u062a\u0641\u0627\u0648\u062a \u06a9\u0627\u0645\u0644 \u0628\u06cc\u0646 \u0627\u06cc\u0646 \u062f\u0648 \u06a9\u0631\u0648\u06a9\u06cc \u0631\u0627 \u0628\u062f\u0627\u0646\u06cc\u062f\u060c \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u0645\u0642\u0627\u0644\u0647 <a title=\"\u062a\u0641\u0627\u0648\u062a \u06a9\u0631\u0648\u06a9\u06cc \u0633\u0627\u0632\u0634\u06cc \u0648 \u063a\u06cc\u0631 \u0633\u0627\u0632\u0634\u06cc\" href=\"https:\/\/bimeh.com\/mag\/compromise-non-compromise-accident-sketch-difference\/\" target=\"_blank\" rel=\"noopener\">\u062a\u0641\u0627\u0648\u062a \u06a9\u0631\u0648\u06a9\u06cc \u0633\u0627\u0632\u0634\u06cc \u0648 \u063a\u06cc\u0631 \u0633\u0627\u0632\u0634\u06cc<\/a> \u0631\u0627 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645 \u062c\u0647\u062a \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627 \u06a9\u0631\u0648\u06a9\u06cc \u0633\u0627\u0632\u0634\u06cc:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u06a9\u0631\u0648\u06a9\u06cc \u0633\u0627\u0632\u0634\u06cc \u062a\u0635\u0627\u062f\u0641 \u0628\u0627 \u0627\u0645\u0636\u0627\u06cc \u067e\u0644\u06cc\u0633 \u062a\u0646\u0638\u06cc\u0645 \u06a9\u0646\u0646\u062f\u0647<\/li>\n\n\n\n<li>\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0648 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0637\u0631\u0641\u06cc\u0646<\/li>\n\n\n\n<li>\u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062b\u0627\u0644\u062b \u0637\u0631\u0641\u06cc\u0646<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627\u0632\u0645 \u0628\u0647 \u0630\u06a9\u0631 \u0627\u0633\u062a\u060c \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a\u200c\u200c\u200c\u0647\u0627\u06cc \u0628\u0627\u0644\u0627\u06cc \u06f7\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062d\u062a\u06cc \u0628\u0627 \u0648\u062c\u0648\u062f \u062a\u0648\u0627\u0641\u0642 \u0637\u0631\u0641\u06cc\u0646\u060c \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647 \u062e\u0633\u0627\u0631\u062a \u0645\u0627\u0644\u06cc \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627 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\u0632\u06cc\u0627\u0646 \u062f\u06cc\u062f\u0647 (\u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647\u060c \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc\u060c \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u06a9\u0627\u0631\u062a \u0645\u0634\u062e\u0635\u0627\u062a \u062e\u0648\u062f\u0631\u0648)<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%85%D8%AF%D8%AA_%D8%B2%D9%85%D8%A7%D9%86_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\"><\/span>\u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627\u0632\u0645 \u0627\u0633\u062a \u0628\u062f\u0627\u0646\u06cc\u062f \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0628\u0639\u062f \u0627\u0632 \u0628\u0631\u0631\u0633\u06cc \u0645\u062f\u0627\u0631\u06a9\u060c \u0627\u0633\u0646\u0627\u062f \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062e\u0648\u0627\u0633\u062a\u0647 \u0634\u062f\u0647 \u0628\u0631\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0627\u0642\u062f\u0627\u0645\u0627\u062a \u0644\u0627\u0632\u0645 \u0631\u0627 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f. \u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0631 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0645\u0627\u0646\u0646\u062f \u0628\u06cc\u0645\u0647 \u062f\u0627\u0646\u0627\u060c \u0628\u06cc\u0645\u0647 \u0633\u06cc\u0646\u0627\u060c \u0628\u06cc\u0645\u0647 \u0622\u0631\u0645\u0627\u0646\u060c \u0628\u06cc\u0645\u0647 \u0645\u0639\u0644\u0645\u060c \u0628\u06cc\u0645\u0647 \u0627\u06cc\u0631\u0627\u0646 \u0648 &#8230; \u06cc\u06a9\u0633\u0627\u0646 \u0646\u06cc\u0633\u062a. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644 \u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u062f\u0627\u0646\u0627 \u06f1\u06f0 \u062a\u0627 \u06f1\u06f5 \u0631\u0648\u0632 \u0628\u0639\u062f \u0627\u0632 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u062f\u0627\u0631\u06a9 \u0648 \u0628\u06cc\u0645\u0647 \u0622\u0633\u06cc\u0627 \u06f1\u06f5 \u062a\u0627 \u06f2\u06f0 \u0631\u0648\u0632 \u0628\u0639\u062f \u0627\u0632 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u062f\u0627\u0631\u06a9 \u062e\u0633\u0627\u0631\u062a \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0631\u0627 \u0628\u0647 \u0641\u0631\u062f \u0632\u06cc\u0627\u0646\u200c\u062f\u06cc\u062f\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0627\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u06af\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0631 \u0645\u062f\u062a \u0632\u0645\u0627\u0646\u06cc \u06a9\u0645\u062a\u0631 \u0627\u0632 \u06cc\u06a9 \u0645\u0627\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0644\u0628\u062a\u0647 \u062f\u0631 \u0628\u0631\u062e\u06cc \u0645\u0648\u0627\u0631\u062f \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u062a\u0648\u0633\u0637 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0634\u0648\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0646\u06a9\u062a\u0647:<\/strong> \u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627 \u06a9\u0631\u0648\u06a9\u06cc \u06cc\u0627 \u0628\u062f\u0648\u0646 \u06a9\u0631\u0648\u06a9\u06cc \u062f\u0631 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0645\u0639\u0645\u0648\u0644\u0627 \u062a\u0641\u0627\u0648\u062a\u06cc \u0628\u0627 \u0647\u0645 \u0646\u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%84%DB%8C%D8%B3%D8%AA_%D9%85%D8%B1%D8%A7%DA%A9%D8%B2_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\"><\/span>\u0644\u06cc\u0633\u062a \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image size-full wp-image-21019\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/bimeh.com\/mag\/wp-content\/uploads\/2023\/08\/receiving-thirdparty-insurance-claims-3-1.webp\" alt=\"\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u062a\u0635\u0627\u062f\u0641\u060c \u0628\u0627\u06cc\u062f \u0628\u0647 \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u06cc\u062f.\" class=\"wp-image-21019\"\/><figcaption class=\"wp-element-caption\">\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u062a\u0635\u0627\u062f\u0641\u060c 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\u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0622\u0633\u06cc\u0627<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631 \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u0627\u062a \u0628\u06cc\u0645\u0647 \u0622\u0633\u06cc\u0627 \u0631\u0627 \u0628\u0647 \u062a\u0641\u06a9\u06cc\u06a9 \u0646\u0648\u0639 \u062e\u0633\u0627\u0631\u062a \u0645\u0634\u0627\u0647\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u0646\u0648\u0639 \u062e\u0633\u0627\u0631\u062a<\/td><td>\u0622\u062f\u0631\u0633<\/td><td>\u062a\u0644\u0641\u0646<\/td><\/tr><tr><td>\u0627\u062f\u0627\u0631\u0647 \u062e\u0633\u0627\u0631\u062a \u0634\u0631\u0642 \u062a\u0647\u0631\u0627\u0646 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id=\"%D8%AC%D8%AF%D9%88%D9%84_%D9%85%D8%B1%D8%A7%DA%A9%D8%B2_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB_%D8%A7%DB%8C%D8%B1%D8%A7%D9%86\"><\/span>\u062c\u062f\u0648\u0644 \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0627\u06cc\u0631\u0627\u0646<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631 \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u0627\u062a \u0628\u06cc\u0645\u0647 \u0627\u06cc\u0631\u0627\u0646 \u0631\u0627 \u0628\u0647 \u062a\u0641\u06a9\u06cc\u06a9 \u0646\u0648\u0639 \u062e\u0633\u0627\u0631\u062a \u0645\u0634\u0627\u0647\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f. \u062a\u0648\u062c\u0647 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href=\"https:\/\/bimeh.com\/thirdparty\/sina\" target=\"_blank\" rel=\"noopener\">\u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0633\u06cc\u0646\u0627<\/a> \u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631 \u0622\u0645\u062f\u0647 \u0627\u0633\u062a:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u0622\u062f\u0631\u0633<\/td><td>\u0646\u0648\u0639 \u062e\u062f\u0645\u062a<\/td><td>\u062a\u0644\u0641\u0646<\/td><\/tr><tr><td>\u062a\u0647\u0631\u0627\u0646- \u062e\u06cc\u0627\u0628\u0627\u0646 \u0628\u0647\u0634\u062a\u06cc \u0646\u0631\u0633\u06cc\u062f\u0647 \u0628\u0647 \u062a\u0642\u0627\u0637\u0639 \u0648\u0644\u06cc\u0639\u0635\u0631 \u067e\u0644\u0627\u06a9 \u06f3\u06f0\u06f9<\/td><td>\u062a\u0645\u0627\u0645\u06cc \u062e\u062f\u0645\u0627\u062a \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0627\u0639\u0645 \u0627\u0632 \u0635\u062f\u0648\u0631 \u0648 \u062e\u0633\u0627\u0631\u062a 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class=\"wp-block-paragraph\"><span data-sheets-root=\"1\">\u0645\u062f\u062a \u0632\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0633\u06cc\u0646\u0627 \u0628\u06cc\u0646 \u06cc\u06a9 \u062a\u0627 \u062f\u0648 \u0647\u0641\u062a\u0647 \u0627\u0633\u062a.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D8%AC%D8%AF%D9%88%D9%84_%D9%85%D8%B1%D8%A7%DA%A9%D8%B2_%D9%BE%D8%B1%D8%AF%D8%A7%D8%AE%D8%AA_%D8%AE%D8%B3%D8%A7%D8%B1%D8%AA_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB_%D9%BE%D8%A7%D8%B3%D8%A7%D8%B1%DA%AF%D8%A7%D8%AF\"><\/span>\u062c\u062f\u0648\u0644 \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u067e\u0627\u0633\u0627\u0631\u06af\u0627\u062f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 <a href=\"https:\/\/bimeh.com\/thirdparty\/pasargad\">\u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u067e\u0627\u0633\u0627\u0631\u06af\u0627\u062f<\/a>\u060c \u0622\u062f\u0631\u0633 \u0648 \u0634\u0645\u0627\u0631\u0647 \u062a\u0644\u0641\u0646 \u0645\u0631\u0627\u06a9\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u0627\u062a \u0628\u06cc\u0645\u0647 \u067e\u0627\u0633\u0627\u0631\u06af\u0627\u062f \u0631\u0627 \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u0622\u0648\u0631\u062f\u0647\u200c\u0627\u06cc\u0645:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u0622\u062f\u0631\u0633<\/td><td>\u062a\u0644\u0641\u0646<\/td><\/tr><tr><td>\u062a\u0647\u0631\u0627\u0646\u060c \u0645\u06cc\u062f\u0627\u0646 \u067e\u0648\u0646\u06a9\u060c \u0628\u0632\u0631\u06af\u0631\u0627\u0647 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\u0622\u0646\u200c\u0647\u0627 \u06f1.\u06f4 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u062a\u0648\u0645\u0627\u0646 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%86%D8%AD%D9%88%D9%87_%D8%B1%D8%B3%DB%8C%D8%AF%DA%AF%DB%8C_%D8%A8%D9%87_%D9%BE%D8%B1%D9%88%D9%86%D8%AF%D9%87_%D8%AF%DB%8C%D9%87_%D9%81%D9%88%D8%AA_%D8%AF%D8%B1_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\"><\/span>\u0646\u062d\u0648\u0647 \u0631\u0633\u06cc\u062f\u06af\u06cc \u0628\u0647 \u067e\u0631\u0648\u0646\u062f\u0647 \u062f\u06cc\u0647 \u0641\u0648\u062a \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0631 \u062a\u0635\u0627\u062f\u0641 \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a \u062f\u06cc\u0647 \u0628\u0627\u06cc\u062f \u0645\u062f\u0627\u0631\u06a9 \u0645\u062e\u062a\u0644\u0641\u06cc \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u06a9\u0631\u062f. \u062c\u0647\u062a \u062a\u06a9\u0645\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647 \u0648 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u062f\u06cc\u0647\u060c \u0645\u062f\u0627\u0631\u06a9 \u0632\u06cc\u0631 \u0644\u0627\u0632\u0645 \u0627\u0633\u062a:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u06f1. \u0627\u0635\u0644 \u06af\u0648\u0627\u0647\u06cc\u0646\u0627\u0645\u0647 \u0645\u0642\u0635\u0631 \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u06a9\u0627\u0631\u062a \u062e\u0648\u062f\u0631\u0648 \u0648 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc<br>\n2. \u06a9\u0648\u067e\u0646 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<br>\n3. \u0646\u0638\u0631 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u06cc \u067e\u0632\u0634\u06a9\u06cc \u0642\u0627\u0646\u0648\u0646\u06cc<br>\n4. \u06a9\u0627\u0631\u062a \u0634\u0646\u0627\u0633\u0627\u06cc\u06cc \u0645\u062c\u0631\u0648\u062d\u200c\u0647\u0627 \u0648 \u0627\u0641\u0631\u0627\u062f \u0641\u0648\u062a\u200c\u0634\u062f\u0647<br>\n5. \u06a9\u0631\u0648\u06a9\u06cc \u062a\u0635\u0627\u062f\u0641 \u0646\u0648\u0634\u062a\u0647 \u0634\u062f\u0647 \u062a\u0648\u0633\u0637 \u067e\u0644\u06cc\u0633 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u0648 \u0631\u0627\u0646\u0646\u062f\u06af\u06cc<br>\n6. \u0628\u0631\u06af\u0647 \u0631\u0627\u06cc \u062f\u0627\u062f\u06af\u0627\u0647<br>\n7. \u062e\u0644\u0627\u0635\u0647 \u067e\u0631\u0648\u0646\u062f\u0647 \u0628\u0627\u0644\u06cc\u0646\u06cc \u0645\u0635\u062f\u0648\u0645 \u06cc\u0627 \u0641\u0631\u062f \u0645\u062a\u0648\u0641\u06cc<br>\n8. \u0627\u0631\u0627\u0626\u0647 \u06af\u0648\u0627\u0647\u06cc \u0627\u0646\u062d\u0635\u0627\u0631 \u0648\u0631\u0627\u062b\u062a \u0648 \u062d\u0648\u0627\u062f\u062b \u0645\u0646\u062c\u0631 \u0628\u0647 \u0641\u0648\u062a<br>\n9. \u06a9\u067e\u06cc \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0648 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0648\u0631\u0627\u062b \u0645\u062a\u0648\u0641\u06cc<br>\n10. \u062c\u0648\u0627\u0632 \u062f\u0641\u0646<br>\n11. \u06af\u0632\u0627\u0631\u0634 \u0645\u0639\u0627\u06cc\u0646\u0647 \u062c\u0633\u062f \u0648 \u06af\u0648\u0627\u0647\u06cc \u0641\u0648\u062a \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0628\u0627\u0637\u0644 \u0634\u062f\u0647 \u0645\u062a\u0648\u0641\u06cc<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627\u0632\u0645 \u0628\u0647 \u0630\u06a9\u0631 \u0627\u0633\u062a \u062a\u0645\u0627\u0645\u06cc \u0645\u062f\u0627\u0631\u06a9 \u062c\u0647\u062a \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647 \u0628\u0647 \u062f\u0627\u062f\u06af\u0627\u0647 \u0627\u0631\u062c\u0627\u0639 \u062f\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f \u0648 \u0633\u067e\u0633 \u062c\u0644\u0633\u0647 \u062f\u0627\u062f\u06af\u0627\u0647 \u062c\u0647\u062a \u0635\u062f\u0648\u0631 \u062d\u06a9\u0645 \u0648 \u0645\u0634\u062e\u0635 \u06a9\u0631\u062f\u0646 \u0645\u06cc\u0632\u0627\u0646 \u062f\u06cc\u0647 \u0628\u0631\u06af\u0632\u0627\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D9%82%D9%88%D8%A7%D9%86%DB%8C%D9%86_%D9%85%D8%B1%D8%A8%D9%88%D8%B7_%D8%A8%D9%87_%DA%A9%D8%A7%D9%87%D8%B4_%D8%AA%D8%AE%D9%81%DB%8C%D9%81_%D8%A8%DB%8C%D9%85%D9%87_%D8%B4%D8%AE%D8%B5_%D8%AB%D8%A7%D9%84%D8%AB\"><\/span>\u0642\u0648\u0627\u0646\u06cc\u0646 \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u06a9\u0627\u0647\u0634 \u062a\u062e\u0641\u06cc\u0641 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u062e\u0648\u062f\u0631\u0648\u06cc \u0634\u0645\u0627 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627\u0634\u062f \u0648 \u062f\u0631 \u0645\u062f\u062a \u06cc\u06a9 \u0633\u0627\u0644 \u0627\u0632 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u062e\u0633\u0627\u0631\u062a \u0646\u06af\u06cc\u0631\u062f\u060c \u0628\u0631\u0627\u06cc \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u06f5 \u062f\u0631\u0635\u062f \u062a\u062e\u0641\u06cc\u0641 \u062e\u0648\u0627\u0647\u06cc\u062f \u06af\u0631\u0641\u062a. \u0627\u06cc\u0646 \u062a\u062e\u0641\u06cc\u0641 \u0647\u0631 \u0633\u0627\u0644 \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644 \u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u06f4 \u0633\u0627\u0644 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u06a9\u0646\u06cc\u062f \u0628\u0631\u0627\u06cc \u062a\u0645\u062f\u06cc\u062f \u062f\u0631 \u0633\u0627\u0644 \u067e\u0646\u062c\u0645\u060c \u06f2\u06f0 \u062f\u0631\u0635\u062f \u062a\u062e\u0641\u06cc\u0641 \u0628\u0631\u0627\u06cc \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0647 \u0634\u0645\u0627 \u062a\u0639\u0644\u0642 \u062e\u0648\u0627\u0647\u062f \u06af\u0631\u0641\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u062f\u0627\u06a9\u062b\u0631 \u062a\u062e\u0641\u06cc\u0641 \u0639\u062f\u0645 \u062e\u0633\u0627\u0631\u062a \u06f7\u06f0 \u062f\u0631\u0635\u062f \u0627\u0633\u062a. \u062f\u0631 \u0648\u0627\u0642\u0639 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u06f1\u06f4 \u0633\u0627\u0644 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062e\u0648\u062f\u0631\u0648\u06cc \u062e\u0648\u062f \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u06a9\u0646\u06cc\u062f\u060c \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0634\u0627\u0645\u0644 \u06f7\u06f0 \u062f\u0631\u0635\u062f \u062a\u062e\u0641\u06cc\u0641 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f. \u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631 \u0645\u06cc\u0632\u0627\u0646 \u062a\u062e\u0641\u06cc\u0641 \u0639\u062f\u0645 \u062e\u0633\u0627\u0631\u062a \u0628\u0631 \u062d\u0633\u0628 \u0633\u0627\u0644 \u0645\u0634\u062e\u0635 \u0627\u0633\u062a:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u062a\u062e\u0641\u06cc\u0641 \u0639\u062f\u0645 \u062e\u0633\u0627\u0631\u062a (\u0633\u0627\u0644)<\/strong><\/td><td><strong>\u0645\u06cc\u0632\u0627\u0646 \u062a\u062e\u0641\u06cc\u0641<\/strong><\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0627\u0648\u0644<\/td><td>\u06f5%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u062f\u0648\u0645<\/td><td>\u06f1\u06f0%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0633\u0648\u0645<\/td><td>\u06f1\u06f5%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0686\u0647\u0627\u0631\u0645<\/td><td>\u06f2\u06f0%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u067e\u0646\u062c\u0645<\/td><td>\u06f2\u06f5%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0634\u0634\u0645<\/td><td>\u06f3\u06f0%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0647\u0641\u062a\u0645<\/td><td>\u06f3\u06f5%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0647\u0634\u062a\u0645<\/td><td>\u06f4\u06f0%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0646\u0647\u0645<\/td><td>\u06f4\u06f5%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u062f\u0647\u0645<\/td><td>\u06f5\u06f0%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u06cc\u0627\u0632\u062f\u0647\u0645<\/td><td>\u06f5\u06f5%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u062f\u0648\u0627\u0632\u062f\u0647\u0645<\/td><td>\u06f6\u06f0%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0633\u06cc\u0632\u062f\u0647\u0645<\/td><td>\u06f6\u06f5%<\/td><\/tr><tr><td>\u0633\u0627\u0644 \u0686\u0647\u0627\u0631\u062f\u0647\u0645<\/td><td>\u06f7\u06f0%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%D8%A7%DA%AF%D8%B1_%D8%A7%D8%B2_%D8%A8%DB%8C%D9%85%D9%87_%D9%85%D8%A7%D8%B4%DB%8C%D9%86_%D8%A7%D8%B3%D8%AA%D9%81%D8%A7%D8%AF%D9%87_%DA%A9%D9%86%DB%8C%D9%85_%DA%86%D9%87_%D9%85%DB%8C%D8%B4%D9%88%D8%AF%D8%9F\"><\/span>\u0627\u06af\u0631 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0645\u0627\u0634\u06cc\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u06cc\u0645 \u0686\u0647 \u0645\u06cc\u0634\u0648\u062f\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0645\u0627\u0634\u06cc\u0646 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class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u0628\u0627\u06cc\u062f \u0628\u0647 \u0645\u0648\u0642\u0639 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0631\u0627 \u0645\u0637\u0644\u0639 \u06a9\u0646\u06cc\u062f \u0648 \u0645\u062f\u0627\u0631\u06a9 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u06cc\u062f. \u0628\u0631\u0627\u06cc \u0627\u0637\u0644\u0627\u0639 \u0627\u0632 \u062c\u0632\u0626\u06cc\u0627\u062a\u060c \u0627\u06cc\u0646 \u0645\u0642\u0627\u0644\u0647 \u0631\u0627 \u0645\u0637\u0627\u0644\u0639\u0647 \u06a9\u0646\u06cc\u062f.<\/p>\n","protected":false},"author":22,"featured_media":21018,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_crdt_document":"","footnotes":""},"categories":[81],"tags":[301],"class_list":["post-21014","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-third-party","tag-damage"],"acf":[],"_links":{"self":[{"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/posts\/21014","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/comments?post=21014"}],"version-history":[{"count":0,"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/posts\/21014\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/media\/21018"}],"wp:attachment":[{"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/media?parent=21014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/categories?post=21014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bimeh.com\/mag\/wp-json\/wp\/v2\/tags?post=21014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}